As a mortgage loan officer, I often get asked whether buying a home is a better financial decision than renting, especially in a competitive market like West Covina, California. With properties like 1788 Aspen Village Way on the market for $588,000, it’s important to weigh the pros and cons of buying versus renting, particularly when […]
When considering whether to buy or rent a home in Fullerton, California, with a $500,000 budget and a 9-year time frame, one of the most important factors is how property values are expected to change. For this comparison, we’ll use a forecasted annual appreciation rate of 5.52%, which reflects typical growth in real estate values
David Delgado NMLS# 349079 • Freedom Choice Lending Office: (562) 281-6163 www.FreedomChoiceLending.com
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In the dynamic world of real estate, where networking and referrals are key to success, partnering with the right referral program can be a game-changer for real estate agents. AMLOA Buyers Connection Program stands out as a valuable ally for realtors looking to expand their client base, enhance their reputation, and boost their business potential.
Unlocking Success: How Realtors Can Flourish with the AMLOA Buyers Connection Program Read More »
The world of mortgage lending has expanded beyond traditional options in recent years, with the emergence of non-qualified mortgages (non-QM). These mortgages have introduced a breath of fresh air for self-employed borrowers who often struggle to meet the strict requirements of conventional loans. In this blog post, we will explore non-qualified mortgages and highlight the
Non-Qualified Mortgages: Empowering Self-Employed Borrowers Read More »
Introduction Investing in real estate has always been a popular choice for building wealth and securing a stable financial future. Whether you’re a seasoned investor or just starting to dip your toes into the world of real estate, one question that often arises is whether it’s better to buy an investment property now or wait
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The journey to homeownership often involves navigating various financial obstacles and hurdles. For those who find themselves in the unique situation of needing to buy a new home before selling their current one, a bridge loan can be a valuable tool. Bridge loans provide a bridge between two real estate transactions, allowing homeowners to secure
Exploring Bridge Loans: A Close Look at This Home Financing Option Read More »
Buying a home is one of the most significant financial decisions you’ll make in your lifetime. For the vast majority of us, this means securing a mortgage to finance our dream home. However, the mortgage process can be complex and intimidating, leading many potential homeowners to seek advice from various sources. While there’s plenty of
Beware of Bad Mortgage Advice: Protecting Your Financial Future Read More »
For many aspiring homeowners, the dream of owning a house is both exciting and financially challenging. One significant hurdle on the path to homeownership is managing student loan payments, especially when they are set to resume in October. Balancing student loans with the goal of buying a home can be tricky, but it’s not impossible.
How to Stay on Track to Homeownership When Student Loan Payments Resume in October Read More »
Purchasing a home is one of the most significant financial decisions you’ll make in your lifetime. Whether you’re a first-time buyer or an experienced homeowner, the process can be daunting and overwhelming. To help you navigate this important milestone successfully, we’ve compiled four essential tips for home buyers. Before you even start browsing listings, it’s
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